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The Loan Process
Approving and closing mortgage loans fast is nothing new and the 203k is no different. We use automated underwriting and the most advanced technology available to process and close your loan quickly. That eliminates unnecessary steps and gets you to closing as fast as possible.

Our automated mortgage loan process allows us to underwrite your loan before we begin processing. Because our processing, underwriting and closing of your 293k renovation loan is handled in house by our staff, the entire process is much faster than with most lenders and brokers.

All our Loan Specialists have a minimum of three years experience in Residential Mortgage Lending. Our experienced professional loan staff will guide you through the process from application all the way to closing. When you have a question, we're here for you.

Even if you have some credit or income problems and don't qualify for our express program, we'll still use our streamlined processing and experience to help get you qualified and closed as quickly as possible. When you apply with Southern Trust Mortgage, you are working with one of the most experienced lenders in the industry.

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Understanding Renovation Loans  |  What Can a Renovation Loan be used for?
Types of Renovation Loans  |  FHA 203k Program  |  Fannie Mae Homestyle Program
Other Conventional Programs |  The Loan Process
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Renovation | Southern Trust Mortgage, LLC
11403 Cronridge Drive, Suite 232 | Owings Mills, MD 21117
Toll Free: 888.562.6510 | Baltimore Area: 443.738.9138